Digital Lending

We specialize in consumption loans, personal loans, lines of credit and MSME loans. We are a completely digital, technology-driven company with APIs-based origination, underwriting, and loan management systems.

The Technology Partners Apps we work with are Cred Tap and Atome Credit, they notify us of good customers and we provide them with credit services.

Rapid growth in consumer credit

It is underserved by traditional lenders who target only a few sections and rely on non-digital processes and procedures

Data and technology convergence enables innovative credit solutions

Rise of mobile internet penetration and e-commerce usage leads to new classes of digital borrowers

A key component of our team based in Delhi is an experienced consumer and technology professional.

Giving Wings to Dream

Accessibility

Our Products and Services are easy to access and we will be available to any section of society.

Sustainability

By empowering our customers and stakeholders, we believe we can achieve progress and development that is sustainable.

Customized

Our products and services have been designed with the scope for customization based on customer needs so that they achieve maximum efficiency and produce measurable growth.

Opportunities

Supporting the growth of small businesses in order to create employment opportunities

Types of Loans (Effective from January 1, 2026)

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Overdraft Loans

These loans are secured by a personal guarantee, based on the borrower’s credit score, as well as a legal check of the company and its directors or the the mortgaging of the company’s assets, depending on the specific case.

APR (Annual Percentage Rate): 9%
Processing Fee: 2% of the overdraft amount
Overdue Interest: 15% on the overdue amount

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Personal Loans

These loans are secured by a personal guarantee, based on the individual’s credit score, a legal check of the individual, or the mortgaging of the individual’s assets, depending on the specific case.

APR (Annual Percentage Rate): 15%
Processing Fee: 2% of the personal loan amount
Overdue Interest: 22% on the overdue amount